NEVADA CANCER HEART AND ACCIDENT IS HERE TO SERVE YOU AND YOUR FAMILY

Cancer

Is a reality that affects 3 out of 4 families, with various risk factors including air quality, workplace exposure, tobacco use, dietary choices, home environment, water quality, heredity, and weight. While it's encouraging to know that 6 out of 10 people will survive cancer, the financial burden can be overwhelming. In 2024, the total cost of cancer care in the U.S. exceeded $226 billion. Many people are unaware that the largest expenses during a cancer diagnosis often extend beyond medical bills; it's the indirect costs—such as lost wages, transportation to treatment, and additional caregiving—that insurance typically does not cover. This underscores the importance of being prepared for the financial implications of a cancer diagnosis, ensuring that families can focus on recovery without the added stress of financial strain.

Heart

Heart attacks, heart disease, and strokes are significant health concerns, accounting for 1 in 3 deaths in the United States. Various risk factors contribute to these conditions, including heredity, tobacco use, stress, age, high blood pressure, poor diet, high cholesterol, and diabetes. In 2024, the total costs associated with heart disease exceeded $351 billion, highlighting the immense financial burden on individuals and the healthcare system. Many people are often surprised to learn that the indirect costs—such as lost income, reduced productivity, and the need for long-term care—can surpass the direct medical expenses related to heart disease. This reality emphasizes the importance of proactive health management and financial preparedness to mitigate the impact of these life-threatening conditions.

Accident

Accidental injuries and deaths are a significant concern, occurring in various settings such as the home, workplace, and even affecting children during everyday activities. Risk factors for accidents include work-related incidents, travel mishaps, drowning, household hazards, slips and falls, fire and burns, school-related accidents, poisoning, and sports injuries. In 2024, the total costs associated with accidents in the U.S. exceeded $1 trillion, underscoring the staggering financial impact on families and society. Many individuals are often taken back to discover that the largest expenses incurred during accidents are not solely medical bills; rather, it is the indirect costs—such as lost wages, rehabilitation, and the need for additional care—that insurance typically does not cover. This reality highlights the importance of being prepared for the unforeseen consequences of accidents, ensuring that families can navigate the challenges without added financial strain.

F.A.Q.

DONT HESISTATE TO ASK A QUESTION

Contributions made to your savings accounts will vary.  Varying factors include the policy holders age, medical history, family size, and program signed up for.

Depends on the policy and level of coverage.  However unlike major medical, this money is paid directly to you, not doctors or hospitals.  Call to find out all the benefits that you receive directly.

Yes!  If its been more than 10 years cancer free, then your eligible to get coverage.  If its been less than 10, your still eligible to contribute to a heart and accident plan and can still get an ICU and Hospital plan however if your hospitalized from cancer, you wont be covered.

No!  Even if you smoke or vape, it does not disqualify you for a policy.  

Yes.  For cancer, heart and accident there is a 30 day waiting period before benefits become available.  ICU and Hospital indemnity policies are available right away.

You can cancel anytime, however your money will not be returned if your terminate the policy before the term.  This is a savings account that your investing in your future.  It would be best to continue your contributions.